Culture

HOUSING CRISIS: Tax Credits Won't Fix What Broken Families and Godless Culture Created

Gary FranchiMarch 13, 2026168 views
HOUSING CRISIS: Tax Credits Won't Fix What Broken Families and Godless Culture Created
Photo by Generated on Unsplash

The American dream is dying, and it's not because we need another government handout. Despite politicians on both sides pushing tax credits and subsidies to help first-time homebuyers, the real crisis destroying homeownership has nothing to do with down payment assistance and everything to do with the collapse of the family unit.

The numbers tell a devastating story: First-time buyers made up just 21% of home purchases last year — the lowest share on record. Even more shocking? The median first-time buyer is now 40 years old, compared to just 33 in 2021. That's not a housing problem, patriots — that's a culture problem.

For generations, young Americans followed a proven path: graduate, get married, pool resources with their spouse, and buy a home to start a family. Two incomes, shared expenses, and the stability of marriage made homeownership not just possible, but expected by age 25 or 30.

The Marriage Crisis Politicians Won't Address

But here's what the establishment won't tell you: when you destroy marriage, you destroy the economic foundation that made homeownership possible. Single adults trying to qualify for mortgages on one income while paying inflated rent are fighting an uphill battle that previous generations never faced.

Sunday schools across America used to teach young people about commitment, responsibility, and the blessings of marriage and family. Now our culture promotes hookup apps, delayed adulthood, and the lie that marriage is just a "piece of paper."

"We've replaced the wisdom of our grandparents with government programs, and wonder why nothing works anymore," one frustrated real estate agent told us.

Meanwhile, politicians keep throwing taxpayer money at symptoms while ignoring the disease. More tax credits won't fix what broken families and a godless culture have destroyed.

The Trump administration's focus on restoring traditional family values isn't just good policy — it's essential for saving the American dream. When we rebuild strong marriages and families, homeownership will follow naturally.

You can't government-spend your way out of a moral crisis. But you can restore the cultural foundations that made America great in the first place.

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Gary Franchi

Award-winning journalist covering breaking news, politics & culture for Next News Network.

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T
TaxpayerFirstVerifiedjust now
So tired of my hard-earned tax dollars going to programs that don't address the root cause. What's the definition of insanity again?
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FiscalHawkVerifiedjust now
Doing the same thing over and over expecting different results. Story of liberal policy making!
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SmallTownValuesVerifiedjust now
What happened to saving up for a house the old-fashioned way? My parents worked two jobs and didn't buy anything they couldn't afford.
B
BackInMyDayVerifiedjust now
Same here. We didn't expect the government to solve our problems for us.
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OldSchoolWisdomVerifiedjust now
Bring back shame for irresponsible behavior and reward stable families. That's how you fix the housing crisis AND so many other problems.
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ChurchGoer47Verifiedjust now
I've watched my neighborhood deteriorate over the past 20 years as more single-parent households moved in and church attendance plummeted. The housing problems are just a symptom of deeper moral decay.
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PatriotMom2024Verifiedjust now
FINALLY someone is saying what we've all been thinking! You can throw all the money in the world at housing but until we restore family values and personal responsibility, nothing will change.
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TraditionFirstVerifiedjust now
Exactly right. Strong families build strong communities, not government handouts.
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FaithAndFamilyVerifiedjust now
The author makes an excellent point about the correlation between declining church membership and housing instability. When people lose their moral compass, everything else falls apart including their ability to make sound financial decisions.
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ConservativeDad88Verifiedjust now
This is spot on! How do we expect people to maintain homes when they can't even maintain marriages?